Appraisal services for Marengo and Morrow County homeowners

Check out the top 7 reasons OH homeowners need Kyle Shinaberry:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Morrow county's assessment of your property
  3. To reduce their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a OH divorce, when real estate property needs to be divided
  7. To settle an estate in Morrow county or OH by determining the true market value of real estate in question

Need help determining the price of your house in or near Marengo, OH?
Contact Kyle Shinaberry.

At Kyle Shinaberry, we understand the special needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Kyle Shinaberry, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Kyle Shinaberry, we're qualified in helping customers just like you remove unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Kyle Shinaberry is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Kyle Shinaberry can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.